Agustina, Yuli, Charlotte Davis, and Shabilla Berliana Haryono. “Financial Management Behavior of Indonesian Banking Customer Based on Individual Literacy Level”. Journal of Eastern European and Central Asian Research (JEECAR) 10, no. 2 (March 4, 2023): 164–178. Accessed May 10, 2024. https://ieeca.org/journal/index.php/JEECAR/article/view/988.