Oratowski, Piotr, Andrzej Cwynar, Wiktor Cwynar, Robert Dankiewicz, and Anna Ostrowska-Dankiewicz. “Why Do Consumers Remain Financially Illiterate? The Empirical Test of Some Less Investigated Reasons”. Journal of Eastern European and Central Asian Research (JEECAR) 6, no. 1 (March 31, 2019): 40–55. Accessed November 23, 2024. https://ieeca.org/journal/index.php/JEECAR/article/view/285.