Vovchak, Olha, Serhij Reverchuk, Viktoria Rudevska, and Yaroslav Khlan. 2019. “Bank Business Modeling and Levels of Non-Performing loans:Perspectives of International Risk Factors in Ukraine”. Journal of Eastern European and Central Asian Research (JEECAR) 6 (2):282-96. https://doi.org/10.15549/jeecar.v6i2.391.